Holiday Family Gatherings:  A Time to Assess

Holiday family gatherings are not just good for catching-up; they are an opportunity to assess your aging loved one’s status and needs.  Certain clues can reveal a decline in mental or physical abilities.  Here are some things to look out for: Change in Personal Hygiene:  Are there any changes in your loved one’s appearance?  Perhaps … Continue reading Holiday Family Gatherings:  A Time to Assess

The Myth of 100 Days of Medicare Coverage in a Skilled Nursing Facility

Medicare Part A Skilled Nursing Facility coverage is generally available to qualified individuals 65 years of age or older and individuals under age 65 who have been disabled for at least 24 months who meet the following 5 requirements: 1) the resident requires daily skilled nursing or rehabilitation services that can be provided only in … Continue reading The Myth of 100 Days of Medicare Coverage in a Skilled Nursing Facility

Financial Security: It’s Never Too Early to Plan – Five Tips for People in their 40’s

Start deferring money into a qualified retirement plan (401(k), 403(b)) each pay period, even if just $25/pay check. This is important in your 40s so that retirement funds can grow, and grow tax deferred, while you are in your earning years. Make at least one extra mortgage payment per year (more if possible) to pay … Continue reading Financial Security: It’s Never Too Early to Plan – Five Tips for People in their 40’s